Using alternatives is an area that everyone who wants to save money should really look into. They may find that many of their expenses can be cut in half if they just look carefully.
Gym memberships are important for those diehard muscle builders but if you are just looking to get fit, you can probably safely cancel the monthly subscription. All you have to do is jog every morning and I bet that you will be just as healthy.
Cable TV is so expensive these days that everyone should seriously think about canceling. With services like Netflix and iTunes, watching your favorite shows and movies are easy.
More and more people are switching to cell phones as their primary communication devices. Being able to cut the land line is great because that’s another $30 out of your monthly budget.
So many people want to eat at home and save money but they just don’t know how to cook. As an alternative, you can buy a delicious dish from the restaurant, add in your own meat and effectively expand the dish.
Chances are good that you are overpaying for your cell phone plans. For almost all of us, going with a prepaid plan will almost certainly save us money. It sounds crazy, I know, but it really works if you do the numbers.
Many people use air miles for upgrades but the best way to use them is obviously to redeem for flight tickets. I actually never get why it’s such an unpopular choice but most people just say no to free stuff.
This one is against the grain but paying for a year’s worth of the magazine you love is probably better than buying them at a stand. This is because you will probably buy more than two a year (if it’s one that you love) and the per year subscription cost is usually twice the cost of one magazine.
Renting, even a house, can be advantageous at times because it gives you the flexibility to change your mind. Since most purchases are on impulse, the ease of stopping your payment can help you save big.
Using generic brands is much cheaper than the original expensive brand. Whether it’s food or medicine, you can pretty much always find a suitable alternative. If you are willing to do a bit of experiment, you might even improve your consumption.
Tags: budget, cash, cheap, expense, finance, frugal living, frugality, investing, money, personal finance, save money, savings