Archive for August, 2009

Weight Management - Lose 20 Pounds Easily - An Update

Sunday, August 30th, 2009

Our BMI, or Body Mass Index is an indication of whether we are overweight or not. Our weight is thought to be right for our height if our reading is under twenty five and over eighteen. We have weight management problems if our figure is any higher than that. A BMI of more than 30 is considered obese. It becomes morbidly obese when the index goes over 40.

Calculate your personal body mass index with the following sum - Use a metric rule to measure your height. Then record your weight in kilograms. Your index is your height squared, divided by your weight.

For instance - say you’re 1.55 metres tall and you weigh 78 kilos, your index would be 32.5. The above illustration plainly shows that with those stats you would be designated obese.

We can’t lose weight if we continue to consume foods highly saturated in fats and sugars (save for the odd treat now and again!). It’s important that we reduce our portions and convert to healthier options.

Don’t be tempted by miracle diets that promise massive weight loss in no time at all. So stay away from programs that restrict males to 1,400 daily calories and females to 1,000. Radical weight reduction can result, but it’s usually very short-lived!

As the saying goes, ‘there are no short cuts to any place worth going’! If you reduce your calorific intake by a fifth, there’s a good chance you’ll take off up to a couple of pounds a week. This won’t drop two dress sizes in a month, but it could well keep you two sizes down 12 months from now.

Fatty foods tend to give us the biggest problem with weight management. So the easiest way to drop the calories is by cutting out fatty food. In its place eat more fresh vegetables and fruit. To fill up, try eating more wholemeal and grain. You’ll soon start to notice the health benefits associated with this change.

It may seem like a good idea to skip a meal, but it isn’t. (Snacks become too irresistible when the hunger really bites!) Actually, eating more and smaller meals is a better way to do it. Starving yourself actually makes it more difficult to lose weight. Your metabolic rate (which affects your body’s ability to lose weight) is assisted when you nourish yourself little and often.

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Adobe CS3 Design Study Courses Simplified

Sunday, August 30th, 2009

Should you be considering getting into a web design team, an Adobe Dreamweaver course is a fundamental criteria to achieve in-demand qualifications that are recognised around the world. The full Adobe Web Creative Suite should also be studied in its entirety. This will introduce you to Action Script and Flash, amongst others, and means you’ll be in a position to take your Adobe Certified Expert (ACE) or Adobe Certified Professional (ACP) qualification.

Knowing how to construct a website is simply the first base. Creating traffic, content maintenance and some programming skills are also required. Aim for courses that also contain modules to cover these skills for example HTML, PHP and database engines like MySQL, along with Search Engine Optimisation and E Commerce.

Don’t listen to any salesperson that recommends a training program without a thorough investigation so as to understand your abilities and also your experience level. Always check they have access to a expansive product range so they’re actually equipped to solve your training issues. An important point to note is that, if you have some relevant work-experience or certification, then you can sometimes expect to pick-up at a different starting-point to a trainee with no history to speak of. For students embarking on IT studies for the first time, you might like to break yourself in gently, starting with some basic Microsoft package and Windows skills first. This is often offered with most training packages.

Always expect accredited simulation materials and an exam preparation system included in the package you choose. Be sure that your practice exams aren’t just asking you the right questions on the correct subjects, but are also posing them in the exact format that the real exams will formulate them. This throws students if they’re met with completely different formats and phraseologies. Clearly, it’s very important to be confident that you are completely prepared for your actual certification exam prior to going for it. Rehearsing simulated exams logs the information in your brain and will avoid you getting frustrated with failed exams.

Many training companies offer a Job Placement Assistance service, to help you get your first job. The fact of the matter is it’s not as difficult as you may be led to believe to land employment - as long as you’re correctly trained and certified; employers in this country need your skills.

Having said that, it’s important to have advice and support about your CV and interviews though; and we’d recommend everyone to bring their CV up to date as soon as training commences - don’t procrastinate and leave it for when you’re ready to start work. Many junior support jobs have been bagged by students who are still learning and haven’t got any qualifications yet. This will at least get your CV into the ‘possible’ pile and not the ‘no’ pile. Actually, a specialist independent regional recruitment consultancy (who will get paid by the employer when they’ve placed you) is going to give you a better service than a division of a training company. Also of course they should be familiar with the local area and commercial needs.

A good number of people, it would appear, put a great deal of effort into their studies (sometimes for years), only to give up at the first hurdle when trying to get the right position. Promote yourself… Do your best to put yourself out there. A job isn’t just going to bump into you.

Many trainers only give office hours or extended office hours support; not many go late into the evening (after 8-9pm) or cover weekends properly. Never accept training courses that only support trainees with a message system after office-staff have gone home. Trainers will defend this with all kinds of excuses. The bottom line is - you need support when you need support - not at times when they find it cheaper to provide it.

We recommend looking for colleges that have multiple support offices across multiple time-zones. These should be integrated to give a single entry point together with round-the-clock access, when you want it, without any problems. Find a trainer that offers this level of study support. As only round-the-clock 24×7 support provides the necessary backup.

Trainees looking at this market are usually quite practically-minded, and don’t always take well to classrooms, and poring through books and manuals. If you identify with this, opt for more involving, interactive learning materials, with on-screen demonstrations and labs. We see a huge improvement in memory retention with an involvement of all our senses - educational experts have expounded on this for many years.

Locate a program where you’ll get a host of CD and DVD ROM’s - you’ll begin by watching videos of instructors demonstrating the skills, and be able to use virtual lab’s to practice your new skills. Each company you’re contemplating should willingly take you through some examples of the materials provided for study. Make sure you encounter videos of instructor-led classes and many interactive sections.

It doesn’t make sense to opt for on-line only training. With highly variable reliability and quality from all internet service providers, ensure that you have access to disc based courseware (On CD or DVD).

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Toronto Neighbourhoods To Invest In - Great Toronto Real Estate Realtor

Sunday, August 30th, 2009

Toronto Real Estate Outlook 2010

Versatile real estate agents always keep their customers interests upfront in their minds. Monica I, a great real estate agent from West end Toronto every day explores the GTA marketplace daily online. She remarks, presale Toronto property undertakings are well underway, including some high-end condominium hotels and high-rise tower residences that will transform the Toronto horizon forever.

And for seasoned homes in the GTA area, Monica states to add value, update the master suite, kitchen and bathroom to produce agood return on the investmentif if it is time to sell. So folks, if you are ready to get into the real estate market in Toronto, then congratulations, there are great bargains out there, especially with the interest rate at a low low rate of what 2.25% prime, if not less.

Toronto, for many years was one of the hottest of the hot real estate markets in North America, with an % appreciation in your properties value in the double digits. When the real estate market is superb, one of the things you must keep in mind is to get a home inspection done. And remember even if a market is hot, and you want to get into the action, always remember to go with a real estate agent whose total marketing presentation and rapport makes sense to you.

As a real estate agent, I highly recommend this. Monica can simplify your real estate search process by listening to your market and home needs. Once understanding your needs, she then utilizes cutting edge research technologies, along with contacting some of her information sources to find you the right home that matches your needs.

Housing starts are expected to increase to 150,300 in 2010, from 141,900 in 2009, according to Canada Mortgage and Housing Corporation’s (CMHC) second quarter Housing Market Outlook report. “Market activity will begin to strengthen in 2010 as the Canadian economy recovers, bringing housing starts more in line with demographic fundamentals over the forecast period,” says Bob Dugan, chief economist for CMHC.

In todays marketplace, you need a good real estate agent. And from I have seen, she prides herself on a level of customer service that is unparalleled by any other Toronto real estate agent. Talk to one of her past clients, you will see what I mean. Referrals are the ultimate compliment for a job well done, and almost every week, she gets a voicemail, a new referral.

So folks, from among the many Toronto real estate agents out there in the market, get the right agent, plain and simplem, your paying them alot of money. If you can not see eye to eye, or you dont feel a “in-touch with your needs” chemistry bond with the agent, it may not work.

Look for Rezoning too is important in new up and coming neighbourhoods. If a generally commercial community is shifting into a highly residential region, it’s a great sign the area is taking a turn for the best. Also, check for developers building highrises and, in turn, more suites and homes. After that, the region will explode - the more residential households, the area starts to look stronger and more preferable amenities move in like cafes and shops, having the area more liveable and community-oriented.

Usually when a local municipal group has plans for an area, it is probably an area of growth and expansion. Basically your two eyes and a good recollection of traffic intensity will also tell you, this area is growing. And we all know when an area grows, people need jobs, and if people have jobs, then people have money, and if people have money the area grows more and more.

Development is essential when spotting the future ‘it’ area. Infrastructure such as hospitals, schools, shops and restaurants are going to attract masses to the area. In addition, if there’s a bridge linking the region to another more preferable community, it will also attract more buyers.

In todays marketplace, you need a good real estate agent. And from I have seen, she prides herself on a level of customer service that is unparalleled by any other Toronto real estate agent. Talk to one of her past clients, you will see what I mean. Referrals are the ultimate compliment for a job well done, and almost every week, she gets a voicemail, a new referral.

That is why I highly recommend Monica as one of the best Toronto real estate agents that can work with. You truly get your money’s worth. Monica knows the marketplace, so you may be able to catch the next up and coming neighbourhood boom in Toronto before it happens. Call her.

Forex News Straddling Strategy (Part VI)

Sunday, August 30th, 2009

News straddling strategy depends on the use of a stop-limit order. A stop-limit order is basically an order that becomes a limit order once the currency reaches the designated stop price. At the specific price the stop-limit order becomes a limit order. The stop-limit order will instruct the broker to buy or sell at the specific price only when the specified stop price has been reached.

The main advantage of using the stop-limit order is that the trader can decide ahead of time the price at which the trade will get executed in the News Straddling strategy. However, the stop-limit order may not get filled at all. This is exactly what our strategy is. Either we get the price that we want or we dont trade!

Due to the fast moving nature of the market, the currency price may not stay within the limit range for the order to get executed. Second reason could be there is not enough supply and demand at the price at which the order is to be filled.

We are instructing the forex broker that the entry price is either filled at the limit price or better by placing the stop limit order. Using stop-limit order helps us avoid risking slippage. . If the price that we want is not possible than the order is not executed at all! If we are not able to trade at the entry price that we want, it is better that the position is not filled at all.

However some brokers do not allow stop-limit orders on their platforms. If the broker does not allow the use of stop-limit order, simply look for another broker that does allow it. Simple as that!

Most often, a horizontal channel is formed prior to the release of the news. The news straddling approach is conceptually similar to a channel breakout strategy. This channel may be identified on the intraday 5 minute or 60 minutes chart.

First draw a lower line connecting the two lowest points, forming the support line. Then draw a second line connecting the two highest points to form the resistance line. The two line snow forma channel. The channel should be roughly like 40 pips wide.

A channel basically tells that neither the bulls nor the bears are over enthusiastic about their bias before an important new release. Once you have identified and drawn the channel on the 5 minute chart, monitor it for 20 minutes prior to the news release.

Name of the game is that we either enter at the price that we want or we completely stay out of the market. Place your entry order not more than a few minutes before the news release. Place a stop limit long entry order a few pips above the resistance level and a stop limit short entry order a few pips below the support level of the channel.

For a long entry, a stop sell order is placed at least 20 pips below the resistance level. For a short order, a stop sell order is placed at least 20 pips above the support level. Each stop-limit entry order must be accompanied with a specified stop loss order and profit-limit orders.

The initial profit target could be equal to the width of the channel. A staggered profit taking could be considered. You can set your initial profit objective for half of your lot size. For the rest of the position, you could set profit target equal to the twice the width of the channel.

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Collecting Old Coins and Determining Values

Sunday, August 30th, 2009

Many people collect old coins for many reasons. Some people collect coins as a hobby some collect coins for their metal or their numismatic value. Regardless collecting coins can be fun and rewarding.

Some people will even collect coins just from one country others will collect coins made of certain metals or from certain era. Some collectors will collect just mint and others will collect any old coins of value.

The values of old coins are often influenced by age, condition or even where they were minted. In recent times many coin collectors have been hoarding more valuable coins in the price of coins have been going up because many contain precious metals such as gold or silver.

Many people will often purchase their coins from a local coin dealer. Your best deals can often be found online and at auctions sites. There are benefits to either buying from a local dealer or from purchasing online.

One of the main benefits of collecting old coins from a dealer locally is you get to physically inspect up close. One of the other advantages is that you are less likely to find a fake coin when purchasing locally. When dealing locally the local coin dealer you can establish a relationship and the dealer keep you informed of certain coins you are looking for.

There are also numerous benefits to collecting coins online and from auction sites. You’ll often find auction prices and acceptable way of determining point prices and purchase without paying a premium. You may also find it easier to find hard-to-find coins that you would not find at your local dealer or coin shop.

Purchasing claims online may seem a little more confusing at first but once you develop a relationship with an online auction site or dealer it just makes it that much easier. Most auction sites have seller ratings to help you determine who may be worth buying from and who you may be able to trust. In today’s age most online sellers have good return policies so making a purchase online should not be a high risk.

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A New Way To Invest In The Market

Sunday, August 30th, 2009

Most investors on Wall St. know about trend following. It’s a method that’s been around for a while. I always thought it was too much trouble, and too much trouble and I didn’t want to invest the money in the software or the time in learning to use the software. Lately though, my investments hadn’t been doing as well as I wanted so I started looking around for new ways to invest.

If your ready to try a new approach, give up the high risk, high yield strategy for a new idea, I suggest you take a look at ETFTradingSignals.com. Instead of high risk investments, ETF Trading Signals follows EFTs which are traded just like stocks but are very low risk. Do you think you can’t get a good return on a low risk investment?

ETFTradingSignals.com only deals with EFTs. EFTs are one of the safest investments on the market. Yes, EFTs are usually long term investments, and with this system you may keep an EFT for four to six months. No watching the market like a hawk, and agonizing over the latest indicators. A low risk investment that can still offer a high yield if you follow the signals.

With EFTs they claimed, you only had to make ten or twelve trades a year to show a good profit on your trades. I was a little skeptical, but they offered a money back guarantee, so I decided to check it out.

I found out about ETFTradingSignals.com a few months ago. It didn’t really fit my market strategy, but I was losing money steadily with high risk, short term investments. I thought maybe it was time for a change and I subscribed to their newsletter. Since they offer a sixty day money back guarantee, I didn’t put my money into any of their picks, I just did a test with paper trades. After two months I wished I had gone ahead and invested. Their picks were were making money, which is more than I can say for mine.

I continued my membership and began playing with real money instead of imaginary money and I am very impressed. I’ve steadily been making money. Not all of their picks were winners, but I didn’t lose much on the ones that went south, because their emails alerted me to exit in time to prevent any major loss.

I feel more comfortable about my investments now. I’m not constantly watching the market and worrying about every fluctuation. I let Trend Following Signals do the work and I just make the trades I want when I get an alert, or if I see something I like in their newsletter.

If your investments are controlling your life, instead of you having control over your investments, you may want to consider a change. I can absolutely recommend that you join ETFTradingSignals.com for a new take on investments and a better return on your money.

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Learn Forex- Getting Ahead of the Game

Sunday, August 30th, 2009

Learn Forex Trading and stay ahead of the game, because in the world of cut-throat business, it pays to be prepared. When trading forex it pays to know who the players are, know the market conditions and the risks involved. Be aware of what you are looking at: the currency you are trading, the factors that affect the value of the currency you are trading, your trading strategy and current market trends. You can be ahead of the curve if you take the time to learn forex trading.

Learn forex trading quickly by taking a good forex trading course. Here a couple of tips on forex trading courses:

A forex trading course can teach you the basics of reading charts that will have indicators that show important factors like trends and volume as well as price action of a particular currency. You can learn forex, the terminology used and the basic steps for trading forex.

A good forex trading course not only provides the technical tools to learn forex but it will also teach you to control your emotions and stress when trading forex. Forex trading demands discipline, which you can get if you will invest in a good forex trading course to learn forex.

A good forex trading course should include the following features so you can best learn forex trading:

*Forex Trading Basics- This should include the basic language used when trading forex. It should give good definitions as well as offer some discussion on terms like how to leverage a trade, charts and how to use indicators to analyze them, margins, and order types to use when you learn forex trading.

*Analysis-the forex trading course should teach you how to do both technical and fundamental analysis and which tools or software to use and which to avoid. This will help you minimize your risks and maximize your profits.

*Values of Forex Trading- Discipline and commitment are invaluable to a good forex trader. These theories should be discussed in length in a good forex trading course. If you learn to control the emotion, you can learn forex trading successfully.

Along with this outline of a good forex trading course you should also be able to gain experience of real time trading. When choosing a forex trading course it should also include either a demo account, live conference rooms or boards as well as some one-on-one feedback and discussion forums. You can learn forex trading with the right forex trading course.

A forex trading course is a great way to jump-start learning forex trading. If you invest in a good trading course, learn the basics, study the market, learn how to analyze the fluctuations in the market, and manage the psychology of trading you can be on the road to success. Being well equipped will lead to higher profits as well as the ability to successfully learn forex trading.

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Courses in IT Support Examined

Sunday, August 30th, 2009

Four specialist training areas feature in the A+ syllabus, of which you’ll need certification in two subjects for your A+ qualification. We would advise however that only learning about 2 of the study sections could expose flaws in your knowledge when applying for a job. Look for training that covers all the specialist areas - employers will notice the difference.

Qualifying in CompTIA A+ in isolation will set you up to fix and maintain stand-alone PC’s and MAC’s; ones that are most often not part of a network - this generally applies to home use and small companies. If you’re considering being the person who works in a multi-faceted environment - fixing and supporting networks, you should include CompTIA Network+ to your training package, or alternatively look at doing an MCSA or MCSE with Microsoft as you’ll need a more advanced experience of how networks work.

We’re regularly asked to explain why traditional degrees are being overtaken by more commercial qualifications? The IT sector is now aware that to cover the necessary commercial skill-sets, certified accreditation from the likes of Microsoft, CISCO, Adobe and CompTIA is closer to the mark commercially - for much less time and money. Clearly, an appropriate amount of closely linked knowledge has to be learned, but essential specifics in the exact job role gives a vendor trained student a huge edge.

Just like the advert used to say: ‘It does what it says on the label’. The company just needs to know what areas need to be serviced, and then request applicants with the correct exam numbers. Then they’re assured that a potential employee can do exactly what’s required.

Finding job security nowadays is problematic. Businesses will drop us from the workforce at the drop of a hat - whenever it suits. Where there are growing skills shortfalls coupled with rising demand however, we almost always discover a newly emerging type of market-security; driven forward by conditions of continuous growth, businesses find it hard to locate the staff required.

Offering the computing business for example, the most recent e-Skills investigation demonstrated a national skills shortage in the UK around the 26 percent mark. Alternatively, you could say, this reveals that the country can only locate three qualified staff for each 4 job positions that exist currently. Well taught and commercially accredited new workers are therefore at an absolute premium, and it’s estimated to remain so for a long time. As the Information Technology market is expanding at the speed it is, could there honestly be a better area of industry worth looking at for a new future.

It’s not uncommon for companies to offer inclusive exam guarantees - inevitably that means paying for the exams at the start of your training. Before you get carried away with guaranteed exams, look at the following:

You’ll pay for it one way or another. You can be assured it’s not a freebie - it’s just been rolled into the price of the whole package. The fact is that if students pay for each examination, at the time of taking them, they’ll be in a better position to pass every time - since they’re aware of their investment in themselves and their application will be greater.

Don’t you think it’s more sensible to hold on to your money and pay for the exam when you’re ready, instead of paying a premium to a training company, and to do it locally - rather than in some remote centre? A lot of questionable training course providers net huge profits through getting in the money for examinations upfront then banking on the fact that many won’t be taken. Most companies will require you to do mock exams and hold you back from re-takes until you have proved to them you have a good chance of passing - so an ‘Exam Guarantee’ comes with many clauses in reality.

Splashing out often many hundreds of pounds extra on an ‘Exam Guarantee’ is foolish - when study, commitment and preparing with good quality mock and practice exams is what will really guarantee success.

Being a part of the leading edge of new technology is as thrilling as it comes. You become one of a team of people impacting progress around the world. Computer technology and communication on the internet will noticeably shape our lifestyles over the coming years; to a vast degree.

Should lifestyle be way up on your goal sheet, then you will be happy to know that the average salary of a typical IT worker is a lot better than with much of the rest of industry. Demand for properly certified IT professionals is assured for the significant future, thanks to the constant increase in the marketplace and the massive skills gap that remains.

A ridiculously large number of organisations only look at the plaque to hang on your wall, and avoid focusing on why you’re doing this - getting yourself a new job or career. Your focus should start with the final destination in mind - don’t get hung-up on the training vehicle. It’s possible, for instance, to find immense satisfaction in a year of study but end up spending 10 or 20 years in a tiresome job role, as an upshot of not doing the correct level of soul-searching when it was needed - at the start.

Be honest with yourself about how much you want to earn and what level of ambition fits you. This will influence what certifications will be required and how much effort you’ll have to give in return. Talk to an experienced industry professional that knows about the sector you’re looking at, and is able to give you a detailed run-down of what you’re going to be doing in that job. Contemplating this long before beginning a study programme will prevent a lot of wasted time and effort.

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Forex Hedging With Forex Trading Software

Sunday, August 30th, 2009

Foreign exchange traders or “Forex traders” as they are sometimes called may employ different market analyses in determining how to trade in the foreign market. Some traders will use a fundamental analysis, which evaluates the basic fundamentals in the currency market. Traders following a fundamental analysis market strategy will trade in the direction that the basic fundamentals of the currency market lead. A less common model is technical analysis.

This latter approach bases their choices on the use of specific data, such as the Relative Strength Indicator (RSI), the MACD, or many of the other information sources available. Even though I think both methods provide valuable insights, I still think foreign exchange hedging is the best option. Let me explain why.

For those who use to do business in the Forex market, the term “hedging” might not sound unfamiliar, but for those who do not, lets simplify by saying its a way of reducing risks in trading.

No matter what trading method you ultimately utilize, it is important for all Forex traders to be familiar with the various ways of hedging in the foreign exchange market.

The markets can offer several ways of protecting your investments, but explaining all of them is not the objective of this article. Rather, you need to remember that hedging your trades is a double-edged sword. Doing it in order to minimize your risks, you probably wont lose much money if something goes wrong.

On the one hand, there are costs associated with such transactions that may compromise your final results. A good advice is trying to trade in a proper way, which allows you to pay only when the deal is done.

No matter what kind on foreign exchange strategy you are using ” whether hedging or not ” it is always important to be assisted by Forex trading software.

So, I strongly recommend buying Forex trading software to make sure you have solid and robust information to help you decide your next steps. This will certainly improve your chances of doing good deals in the future.

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Great Annuity Marketing Earns the Trust of Annuity Prospects

Sunday, August 30th, 2009

Don’t sell annuities like their used cars. People aren’t asking you for a sales pitch when they ask for your professional advice. They want answers that are straight and sound. They need information they can trust.

More than salesmanship, annuity marketing is educational in its purest sense. You may be selling a product that depends on annuity prospects to build your business. If you aren’t up front, truthful and education about the product you’re selling, however, you’ll never earn the all important trust of your clients.

This is a scary economic climate. People have every right to be scared. Let them understand, however, that when it comes to financing, annuity marketing is a far safer investment than the stock market. Many annuity prospects are looking for more solid security after watching their stock investments evaporate.

Let your clients realize they have the option to later sell the annuities as well. Annuities can be sold as well as bought, whether your clients need the money immediately for a financial emergency or just realize they don’t need as much annuity as they thought.

While there are many ways to build annuities, ultimately you are building a relationship with your clients. Annuities promise a secure future for your clients. It’s a relationship that needs to sustain into the future.

As relationships grow, so does trust. Honesty is always the best policy when it comes to annuity sales Your clients should be as valued and respected as family and friends. Keep their best interests as your main motivation when marketing annuities.

Salesmanship that doesn’t spell it straight out is transparent. Ultimately, it hurt your business. While trust builds up overtime in a relationship, it cab be quickly destroyed.

Honesty is the secret building block in this business. Clients who like your work will recommend you to family and friends, building a portfolio overtime that starts to feed off itself. An ounce of truth in the annuities business is worth more than an ounce of gold.

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